12% Club Review: Is Twelve.club A Scam Or Legit Platform

Table of Contents

About 12% Club

According to the Twelve.club website, it says:

12% Club is a technology-based application (“12% Club”) that offers you the opportunity to earn a return of up to 12% on amounts you invest by deploying them with NBFC-peer to-peer platforms (“P2P NBFC Partners”) and also allows borrowing from our lending partners at an interest rate of 12 % per annum. Please note that 12% Club merely acts as a sourcing and technology partner to these regulated entities and does not guarantee a return on your investment.

How 12% Club Works

Invest and earn up to 12% when you save, then pay 12% when you borrow. 0% Margin, 100%. No joining fees, No hidden charges.


Funds recovery is another type of fraud, be aware!

Make sure to check these legit platforms before leaving;

  1. Legit Investment websites
  2. Perform Tasks and Earn
  3. Legit Mining Hardwares
  4. Legit Loan Providers

12% Club Review

Registration Bonus

For every new user that joins the 12% Club, the platform pays them a certain amount of money.

Referral Program

12% Club pays per referral. Anytime someone clicks on your link and registers, 12% Club will credit a certain amount of money to your 12% Club account. All you need to invite people to join the 12% Club using your referral link.

Payment Methods

The 12% Club platform uses multiple payment gateways to pay its members and they are; UPI, Credit Card and net banking.

Is 12% Club A Scam Or Legit?

Status: 12% Club might be a scam. I’m not an admin at 12% Club, use their App and site at your own risk!

12% Club App Download

12% Club does have an app. 12% Club is also operating via a website. Download the 12% Club App from their website here

Red Flags Of 12% Club

  • Owner Information: The owner of the website did not provide any information about themselves. If 12% Club is real, legitimate information about the owner must not be hidden. But in this case, 12% Club does not have one.
  • Duplicate Content: 12% Club is using duplicate content. This means information found on the 12% Club website is also on different websites
  • Trust Score: The Trust Score of the 12% Club website is very low. According to research, a good trust score for a website must be around 25 – 50 points. But if a site has more than 60 points, it’s a good reputable site trusted

Meet Yhang Mhany

Yhang Mhany is a Ghanaian blogger, an expert in uncovering scams and the founder of Earn More Cash Today, ensuring secure online experiences.

Follow Yhang Mhany on Instagram


Leave a Reply

Your email address will not be published. Required fields are marked *