Boseapa Loan Review: Is Boseapa Loan A Scam Or Legit

About Boseapa Loan

Boseapa Loan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.

Boseapa Loan Requirements

  • You need a valid ID to qualify for a Boseapa Loan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
  • You must be a resident of Ghana over 18 years of age
  • Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.

How To Apply For A Boseapa Loan

  1. Download The Boseapa Loan App: Download the free app from the Google Play store
  2. Sign Up: Set up your Boseapa Loan account by filling in your personal in the app
  3. Select Product: Select your loan terms and conditions
  4. Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account

Boseapa Loan Review

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Customer Support Email: service@boseapa.com

Address: Holy Cross Catholic Church, Tamale, Ghana

Phone number: +233500582505

Loans Amount: GHS6,5000 to GHS700,000

Loans tenure: the shortest is 91 days, and the longest is 365 days

Daily interest rate: 0.057%

A maximum annual interest rate APR: of 20.80%

Service fee: No

Origination Fee: No

Transaction Fee: No

Rollover Charge: No

Calculating the number is very easy. For example, if you choose a 12-month 100,000 loan principal, we will show the details below:

If you borrow GHS60,000, the Daily interest rate is 0.057% with a 6-month loan.
The interest and total amount calculation:
Loan principal amount: GHS60,000
Total interest=60,000*0.057%*180=6,156.00
Service fee=Loan principal×Fees rate=(60,000×0)=0.00
Monthly repayment =(loan principal+ total interest)/(loan days/30)=(60,000+6,156.00)/(180/30)=11,026
Total repayment amount=loan principal+ total interest+ service fee=60,000+6,156.00+0.00=66,156.00

Is Boseapa Loan Real Or Fake?

Status: Boseapa Loan might be a scam. Use the app at your own risk!

Boseapa Loan App Download

Download the Boseapa Loan app from here