Cocoaloan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.
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According To Cocoaloan; cocoaloan – maintain good credit and cocoaloan will provide you with a personal loan. Apply online and deposit cash on your card.
- You need a valid ID to qualify for a Cocoaloan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
- You must be a resident of Ghana over 18 years of age
- Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.
How To Apply For Cocoaloan
- Download The Cocoaloan App: Download the free app from the Google Play store
- Sign Up: Set up your Cocoaloan account by filling in your personal in the app
- Select Product: Select your loan terms and conditions
- Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account
Customer Support Email: email@example.com
Address: 3P5H+XWV, Kamompa, Ghana
Loan Amount: GH₵ 200 – GH₵ 5,000
The repayment period is from 3 months to 24 months
APR from 3.5% to 12% per annum
Handling fee from 2.5% to 5% (18% GST applies)
You may be charged a daily late fee of up to 0.1% (capped at 18% of the overdue principal.)
There are no other hidden fees that apply to your loan
Is Cocoaloan Real Or Fake?
Status: Cocoaloan might be a scam. Use the app at your own risk!
Cocoaloan App Download
Download the Cocoaloan app from here