Is Cocoaloan Personal Loan App Real Or Fake

About Cocoaloan

Cocoaloan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.

According To Cocoaloan;  cocoaloan – maintain good credit and cocoaloan will provide you with a personal loan. Apply online and deposit cash on your card.

Cocoaloan Requirements

  • You need a valid ID to qualify for a Cocoaloan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
  • You must be a resident of Ghana over 18 years of age
  • Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.

How To Apply For Cocoaloan

  1. Download The Cocoaloan App: Download the free app from the Google Play store
  2. Sign Up: Set up your Cocoaloan account by filling in your personal in the app
  3. Select Product: Select your loan terms and conditions
  4. Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account

Cocoaloan Review

Customer Support Email:

Address: 3P5H+XWV, Kamompa, Ghana


Funds recovery is another type of fraud.

Text me on Instagram: @iamyhangmhany if you need advice/help before investing in any project.

Join me on Abundance Defi and let's earn passive income today

Make sure to check these legit platforms before leaving legit investment, legit trading platforms, legit crypto faucet, legit bitcoin hardwares, legit income websites, legit loans

Loan Amount: GH₵ 200 – GH₵ 5,000

The repayment period is from 3 months to 24 months

APR from 3.5% to 12% per annum

Handling fee from 2.5% to 5% (18% GST applies)

You may be charged a daily late fee of up to 0.1% (capped at 18% of the overdue principal.)

There are no other hidden fees that apply to your loan

Is Cocoaloan Real Or Fake?

Status: Cocoaloan might be a scam. Use the app at your own risk!

Cocoaloan App Download

Download the Cocoaloan app from here