Floan Review: Is Floan A Scam Or Legit

About Floan

Floan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.

Floan Loan Requirements

  • You need a valid ID to qualify for a Floan Loan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
  • You must be a resident of Ghana over 18 years of age
  • Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.

How To Apply For Floan Loan

  1. Download The Floan App: Download the free app from the Google Play store
  2. Sign Up: Set up your Floan account by filling in your personal in the app
  3. Select Product: Select your loan terms and conditions
  4. Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account

Floan Review

Customer Support Email: service@floan.live

Phone Number: 0273881884

Maximum Interest Rate per year: 70%


Funds recovery is another type of fraud.

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Maximum APR: 70%

Loan term: 90-365 days

Loan amount: GHS 100 – GHS 10000

If the loan amount is GHS100, the loan term is 180days, and the Interest rate is 25%, the total service fee should be GHS100 * 25% = GHS25. The total amount must be paid: 100+100*25%=GHS125. No other extra debt payments are required.

Is Floan Loan Real Or Fake?

Status: Floan might be a scam. Use the app at your own risk!

Floan Loan App Download

Download the Floan app from google play store