JoyCash Loan Review: Is JoyCash Loan App Real Or Fake

About JoyCash Loan

JoyCash Loan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.

JoyCash Loan Requirements

  • You need a valid ID to qualify for a JoyCash Loan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
  • You must be a resident of Ghana over 18 years of age
  • Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.

How To Apply For JoyCash Loan

  1. Download The JoyCash Loan App: Download the free app from the Google Play store
  2. Sign Up: Set up your JoyCash Loan account by filling in your personal in the app
  3. Select Product: Select your loan terms and conditions
  4. Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account

JoyCash Loan Review

Customer Support Email:

WhatsApp: +233257963213

Loan term: 90-365 days


Funds recovery is another type of fraud.

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Loan amount: 100 – 10,000

Interest ranges from 30% – 65%

A loan of GHC 10,000 with a minimum repayment period of 365 days will have an interest of 3,000. The amount repayable will be 13,000; with a 30% interest rate.

Is JoyCash Loan Real Or Fake?

Status: JoyCash Loan might be a scam. Use the app at your own risk!

JoyCash Loan App Download

Download the JoyCash Loan app from here