RapidCedi Loan Review: Is RapidCedi Loan App Real Or Fake

Mobile lending platforms have become increasingly popular in Ghana, and RapidCedi is one of the new credit apps offering loans online. With promises of secure and convenient access to personal loans, RapidCedi has attracted many customers.

However, with the rise of online scams, it’s important to ensure the legitimacy of such lending apps before using them. In this article, we will review RapidCedi’s features, requirements, and loan terms while discussing how to verify the authenticity of mobile lending platforms.

About RapidCedi Loan

RapidCedi Loan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.


Funds recovery is another type of fraud, be aware!

Make sure to check these legit platforms before leaving;

  1. Legit Investment websites
  2. Perform Tasks and Earn
  3. Legit Mining Hardwares
  4. Legit Loan Providers

RapidCedi Loan Requirements

  • You need a valid ID to qualify for a RapidCedi Loan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
  • You must be a resident of Ghana over 18 years of age
  • Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.

How To Apply For RapidCedi Loan

  1. Download The RapidCedi Loan App: Download the free app from the Google Play store
  2. Sign Up: Set up your RapidCedi Loan account by filling in your personal in the app
  3. Select Product: Select your loan terms and conditions
  4. Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account

RapidCedi Loan Review

Customer Support Email: info@rapidcedi.com

Address: Liberation Road, Accra, Ghana

Loan Amount: GHS 100- GHS 6000

Loan Term: 91-180 days

Loan Interest: 0.07% per day (1.8% equivalent monthly interest rate only)

Service Fee: 10%-32% (Deductible )


Is RapidCedi Loan Real Or Fake?

Status: RapidCedi Loan is a scam. Use the app at your own risk!

RapidCedi Loan App Download

Download the RapidCedi Loan app from Google Play Store

How To Check For Online Loan App Scam

It can be challenging to determine whether an online loan app is real or fake. However, here are some steps you can take to verify the legitimacy of an online loan app:

  1. Check for the company’s physical address: A legitimate loan app will have a physical address listed on its website or app. Check the address on Google Maps to ensure it’s an actual location and not just a random address.
  2. Look for licenses and registrations: A legitimate loan app will be registered with state or federal regulators. Check the app’s website or the regulator’s website to confirm if they are registered.
  3. Read online reviews: Check for reviews of the app on third-party websites and social media platforms. Reviews can provide insight into the experiences of other users with the app.
  4. Check the terms and conditions: Read the terms and conditions carefully to ensure that there are no hidden fees or charges.
  5. Contact customer support: If you have any doubts about the legitimacy of the app, contact their customer support team. A legitimate loan app will have a responsive customer support team that can answer your questions.
  6. Verify the app’s security: Ensure that the app uses secure encryption methods and has proper security protocols in place to protect your personal and financial information.

By taking these steps, you can reduce the risk of falling victim to a fake online loan app.


Mobile lending platforms like RapidCedi provide a convenient and accessible way for Ghanaians to access personal loans.

However, as with any online financial service, it’s essential to verify the legitimacy of the app before using it. By following the steps outlined in this article, borrowers can protect themselves from potential online loan app scams and make informed decisions about their finances.

Meet Yhang Mhany

Yhang Mhany is a Ghanaian blogger, an expert in uncovering scams and the founder of Earn More Cash Today, ensuring secure online experiences.

Follow Yhang Mhany on Instagram


33 responses to “RapidCedi Loan Review: Is RapidCedi Loan App Real Or Fake”

  1. I tried to reapply for a loan,but it keeps telling me a code is sent to me by sms ,I have not seen any code.
    What can I do?

    1. Check your Message app for the code. Sometimes it’s the network so keep trying

    2. Asiaw Enoch Avatar
      Asiaw Enoch

      Still my date of birth doesn’t appear on the application

  2. Paul kesseh Archer Avatar
    Paul kesseh Archer

    I don’t want the loan again take it from my account 0559099221

    1. Call RapidCedi instead.

      1. Frederick Avatar

        Please can I get RapidCedi contact number?

        1. Please I haven’t seen the RapidCedi Loan contact online yet.

  3. How long does it take for them to increase the loan amount when paid?

    1. Hello, Ernest

      Please it’s a gradual process. Once you apply and you repay, your loan amount will increase.

  4. Please how will I repay the money because I’m trying but it’s not coming, like I’m not receiving any alart please help now or better still give me the number

    1. Please how were you able to get the loan?

  5. How do I repay back any code

    1. Pay through the app.

  6. Sylvester Owusu Avatar
    Sylvester Owusu

    Pls, how do l repay my loan

    1. Use the app to repay your loan.

  7. Simon asibge Avatar
    Simon asibge

    This rapid cedis is a scam. Its not registered. They will be frustrating you here and there. I advise everyone not to try.

  8. I’ve made payment hours ago and I’ve not been cleared

  9. Elizabeth Avatar

    Please how do I repay my loan back

    1. Please pay through the app.

  10. Elizabeth Avatar

    Please give me the steps to repay my loan

    1. Please use the app to repay your loan.

      1. My phone was in my pocket but I think it’s pressing its self so it’s has apply for a loan and has been given 100 cedis but I don’t need it.how can I have their contact to tell them reverse it or I won’t pay ..so I need their number office line.

        1. Hello Galahad,

          Well understood but I don’t think these people will reverse the money.

  11. Elsiena Avatar

    I want to pay back the money, but don’t know how?
    No contact number or guidelines in repayment. Please if anyone has their contact, kindly send it to me didn’t meant to be loaned with any money .

    1. Please you can repay your loan through the app.

  12. Ernest Avatar

    I want to repay loan but the system is not picking

  13. Ernest Avatar

    I want to pay my loan but system keep on disappointing me

  14. Hey
    Am trying to get loan for the pass a mouth now , is not working through
    Please is your guys on hold ???
    Or I don’t deserve it ??

    1. Hello
      Maybe you didn’t meet their requirement.

  15. Is your app no more working

  16. Missah Justice Avatar
    Missah Justice

    I want to register my account and apply but they are just telling me network failed try again later

    1. rapidcedi has been confirmed as a scam. It’s better not to use their app

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