FiCashx is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.
According to FiCashX: FiCashx is an online lending app based in Ghana. It is a mobile credit cash loan app for finance. The FiCashx app is a premium financial app that helps users easily get online loans with flexible terms.
FiCashX Loan Requirements
- You need a valid ID to qualify for a FiCashX Loan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
- You must be a resident of Ghana over 18 years of age
- Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.
How To Apply For FiCashX Loan
- Download The FiCashX App: Download the free app from the Google Play store
- Sign Up: Set up your FiCashX account by filling in your personal in the app
- Select Product: Select your loan terms and conditions
- Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account
Address: CCWP+89, Dawadawa, Ghana
Customer Support Email: firstname.lastname@example.org
Loan Amount : GH₵ 10,000 – GH₵ 100,000
Loan Term: 3, 6, 9, and 12 months
Daily Loan Interest Rate: 0.01%
Annual Loan Interest Rate (APR): 24%
Management Fee: 0.01%
For example: If you choose a cash loan of GH₵ 10,000,000 for 1 year with 0.01% interest
Profit sharing: 24% = GH₵ 2,400,000
Term: 12 months / 12 times pay
Platform Fee: 12% = GH₵ 1,200,000
Total loan principal + interest = GH₵12,400,000
Total Payment Amount: GH₵13,600,000
Total monthly installments : GH₵ 1,133,333
NOTE: Borrowers have the flexibility to prepay at any time, which may reduce the above fees
Is FiCashX Loan Real Or Fake?
Status: FiCashX might be a scam. Use the app at your own risk!
FiCashX Loan App Download
Download the FiCashX app from google play store.