FiCashX Review: Is FiCashX Loans A Scam

About FiCashX

FiCashx is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.

According to FiCashX: FiCashx is an online lending app based in Ghana. It is a mobile credit cash loan app for finance. The FiCashx app is a premium financial app that helps users easily get online loans with flexible terms.

FiCashX Loan Requirements

  • You need a valid ID to qualify for a FiCashX Loan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
  • You must be a resident of Ghana over 18 years of age
  • Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.

How To Apply For FiCashX Loan

  1. Download The FiCashX App: Download the free app from the Google Play store
  2. Sign Up: Set up your FiCashX account by filling in your personal in the app
  3. Select Product: Select your loan terms and conditions
  4. Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account

FiCashX Review

Address: CCWP+89, Dawadawa, Ghana

Customer Support Email:


Funds recovery is another type of fraud.

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Loan Amount : GH₵ 10,000 – GH₵ 100,000

Loan Term: 3, 6, 9, and 12 months

Daily Loan Interest Rate: 0.01%

Annual Loan Interest Rate (APR): 24%

Management Fee: 0.01%

For example: If you choose a cash loan of GH₵ 10,000,000 for 1 year with 0.01% interest

Profit sharing: 24% = GH₵ 2,400,000

Term: 12 months / 12 times pay

Platform Fee: 12% = GH₵ 1,200,000

Total loan principal + interest = GH₵12,400,000

Total Payment Amount: GH₵13,600,000

Total monthly installments : GH₵ 1,133,333

NOTE: Borrowers have the flexibility to prepay at any time, which may reduce the above fees

Is FiCashX Loan Real Or Fake?

Status: FiCashX might be a scam. Use the app at your own risk!

FiCashX Loan App Download

Download the FiCashX app from google play store.