TopCedi Loan Review: Is TopCedi Loan Real Or Fake

About TopCedi Loan

TopCedi Loan is one of Ghana’s new credit apps that allows people to borrow and repay money anywhere, anytime with a mobile wallet.

According To TopCedi Loan;  TopCedi is the best digital credit platform in Ghana that provides online loan services, providing users with emergency assistance in the form of personal credit. The process is simple and safe! no office, no paperwork

TopCedi Loan Requirements

  • You need a valid ID to qualify for a TopCedi Loan. ID Type should be, Driver’s License, NHIA Membership, Voter ID, National ID, or Passport
  • You must be a resident of Ghana over 18 years of age
  • Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.

How To Apply For TopCedi Loan

  1. Download The TopCedi Loan App: Download the free app from the Google Play store
  2. Sign Up: Set up your TopCedi Loan account by filling in your personal in the app
  3. Select Product: Select your loan terms and conditions
  4. Get Approved: Approval is in real-time. Once approved the funds will be disbursed to your Mobile Money account

TopCedi Loan Review

Customer Support Email:

Address: Agric Afasebon, Kumasi, Ghana


Funds recovery is another type of fraud.

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Loan Amount: GH₵ 200 – GH₵ 5,000

The repayment period is from 3 months to 24 months

APR: 3.5% to 12% per annum

Handling fee: 2.5% to 5% (18% GST applies)

You may be charged a daily late fee of up to 0.1% (capped at 18% of the overdue principal.)

Is TopCedi Loan Real Or Fake?

Status: TopCedi Loan might be a scam. Use the app at your own risk!

TopCedi Loan App Download

Download the TopCedi Loan app from here