LendingTree

LendingTree is the largest online loan marketplace in the United States. It connects consumers with multiple lenders to compete for their business. Users can shop for mortgages, auto loans, personal loans, and credit cards. By filling out one form, users receive multiple offers to compare rates.

While LendingTree is not a direct lender, it helps users save money by finding the lowest interest rates. It also runs a massive affiliate program where publishers earn commissions for generating leads. It is a legitimate, publicly traded giant in the consumer finance space.

Frequently Asked Questions

1. Does LendingTree lend money?

No, LendingTree is a lead generation marketplace. They do not lend money themselves; they connect you with banks and online lenders (like Capital One, SoFi, etc.) who provide the loans.

2. Does it hurt my credit?

Checking rates on LendingTree initially does a "soft pull," which does not hurt your score. However, once you choose a lender and proceed with a formal application, that lender will perform a hard inquiry.

3. specific affiliate program?

Yes, LendingTree has a very lucrative affiliate program managed through networks like CJ and Impact. Affiliates earn money when they refer users who complete a loan request form.

4. Is it free for borrowers?

Yes, the service is completely free for consumers. LendingTree makes money by charging the lenders a fee when they are matched with a potential borrower.

5. What types of loans are available?

They cover almost every type of credit product: home loans, refinance, personal loans, business loans, student loans, auto loans, and credit cards.