Linqto

Linqto is a technology platform that democratizes access to private equity markets. It allows accredited investors to buy and sell shares in leading private tech companies (unicorns) before they go public (IPO). Historically, these investments required millions of dollars and complex paperwork, but Linqto simplifies it into an app-based experience with lower minimums.

Linqto sources shares from early employees or founders who want liquidity and sells them to investors. Past offerings have included companies like Ripple, Robinhood, and Coinbase before their public listings. It is a legitimate platform for wealthy individuals to access high-growth assets previously reserved for venture capital firms.

Frequently Asked Questions

1. specific minimum investment?

The minimum investment on Linqto is typically $2,500, which is significantly lower than the standard $100,000+ required by traditional private equity funds. This allows investors to diversify across multiple private companies.

2. Do I need to be an accredited investor?

Yes, due to SEC regulations regarding private securities, you must verify your status as an accredited investor to use Linqto. This generally means having a net worth over $1 million or an annual income over $200,000.

3. specific fees?

Linqto charges zero management fees, zero brokerage fees, and zero carried interest fees to the investor. Instead, they make their money on the spread between the price they acquire the shares for and the price they sell them to you.

4. Is my investment liquid?

Private equity is generally illiquid, meaning your money is tied up until the company goes public or is acquired. However, Linqto acts as a liquidity provider and may offer to buy back shares or allow trading depending on market conditions, but you should expect a long hold.

5. How do I get my shares?

Linqto uses a Special Purpose Vehicle (SPV) structure. You own units in the SPV that holds the actual shares of the company. When the company exits (IPO), the SPV distributes the shares or cash proceeds to you.