Mainvest

Mainvest is an investment platform that connects everyday investors with brick-and-mortar small businesses in their communities. Unlike platforms that offer equity (stock) or traditional loans, Mainvest utilizes a "Revenue Sharing Note." This means investors receive a percentage of the business's gross revenue every quarter until they achieve a specific target return (e.g., 1.5x their investment).

This model aligns the interests of the investor and the business owner; if the business does well, the investor gets paid back faster. Offerings often include breweries, bakeries, and cafes. Mainvest is a legitimate, FINRA-registered funding portal that allows anyone, regardless of net worth, to build a portfolio of local business investments.

Frequently Asked Questions

1. specific minimum investment?

You can start investing in most businesses on Mainvest with as little as $100.

2. specific fees for investors?

Mainvest does not charge any fees to investors; all fees are paid by the businesses raising capital.

3. What is the typical return?

Target returns typically range from 10% to 25% annualized, though this depends entirely on the business's revenue performance.

4. Is my money guaranteed?

No, small business investing is risky; if the business fails, you may lose some or all of your investment.

5. How do I get paid?

Repayments are deposited into your Mainvest account quarterly, which you can then withdraw to your bank account.